Group Executive Committee

Meet the team who make up our Group Executive Committee, leading our strategy in pursuit of our purpose to Help Britain Prosper.

 

Charlie Nunn

Executive Director and Group Chief Executive

Charlie's profile

William Chalmers

Executive Director and Chief Financial Officer

William's profile

Chira Barua

CEO, Scottish Widows and CEO, Insurance, Pensions & Investments

Chira's profile

Kate Cheetham

Chief Legal Officer and Company Secretary

Kate's profile

Elyn Corfield

CEO, Business & Commercial Banking

Elyn's profile

Sharon Doherty

Chief People and Places Officer

Sharon's profile

Jo Harris

CEO, Mass Affluent

Jo's profile

Laura Needham

Chief Internal Auditor

Laura's profile

Jayne Opperman

CEO, Consumer Relationships

Jayne's profile

Stephen Shelley

Chief Risk Officer

Stephen's profile

Jasjyot Singh OBE

CEO, Consumer Lending

Jasjyot's profile

Ron van Kemenade

Group Chief Operating Officer

Ron's profile

Andrew Walton

Chief Sustainability Officer and Chief Corporate Affairs Officer

Andrew's profile

John Winter

CEO, Corporate & Institutional Banking

John's profile

Charlie Nunn

Executive Director and Group Chief Executive

 

Charlie has over 25 years’ experience in the financial services sector. Prior to joining the Group, Charlie held a range of leadership positions at HSBC, including Global Chief Executive, Wealth and Personal Banking, and Group Head of Wealth Management and Digital, as well as Global Chief Operating Officer of Retail Banking and Wealth Management.

Charlie began his career at Accenture, where he worked for 13 years in the US, France, Switzerland and the UK before being made a Partner. He then moved to McKinsey & Co. as a Senior Partner, leading on projects for five years.

William Chalmers

Executive Director and Chief Financial Officer

 

William joined the Board in August 2019, when he was appointed Chief Financial Officer, and was appointed Interim Group Chief Executive from May until August 2021.

William has worked in financial services for over 25 years, and previously held a number of senior roles at Morgan Stanley, including Co-Head of the Global Financial Institutions Group and Head of EMEA Financial Institutions Group. Before joining Morgan Stanley, William worked for JP Morgan, again in the Financial Institutions Group.

Chirantan Barua

CEO, Scottish Widows and CEO, Insurance, Pensions & Investments

 

Chira joined Lloyds Banking Group in May 2023 as CEO, Scottish Widows and CEO, Insurance, Pensions & Investments, helping over 10 million customers to plan for unexpected events in life, save for their futures and enjoy retirement.

Prior to joining the Group, Chira was Global Head of Strategy at HSBC. Chira has extensive experience in financial services, having worked as a partner at Mckinsey & Company and Managing Director at Sanford C. Bernstein.

Earlier in his career he held strategy, management and operational roles at Standard Chartered and Citigroup in India. 

Kate Cheetham

Chief Legal Officer and Company Secretary

 

Kate became Group General Counsel (now Chief Legal Officer) in May 2015 and Company Secretary in July 2019.

Kate joined the Group in 2005 from Linklaters, where she was a corporate lawyer specialising in mergers and acquisitions transactions. Before her current role, Kate held a number of senior positions including Deputy Group General Counsel and General Counsel for Group Legal.

Elyn Corfield

CEO, Business & Commercial Banking

 

Elyn Corfield was appointed in July 2022 as CEO, Business & Commercial Banking, serving all micro, small and medium sized business customers as they grow and evolve, providing specialist sector propositions and supporting customer needs across all banking products. 

Prior to joining the Group in 2017 through the acquisition of MBNA, where Elyn was Chief Financial Officer, she held a number of finance leadership roles. Before her current role, Elyn was the Managing Director, Consumer Finance, responsible for the Group’s Consumer Credit Card, Commercial Credit Card, Unsecured Personal Loan, Motor Finance and Motor Leasing portfolios in the UK.

Elyn is a Fellow member of the Chartered Institute of Management Accountants, lives in the North West, acted as Lloyds Banking Group’s Ambassador for the North for three years to December 2021, and is a Trustee of the MBNA Foundation, a charitable trust. 

Sharon Doherty

Chief People and Places Officer

 

Sharon Doherty is Lloyds Banking Group’s Chief People and Places Officer. She joined the team in June 2022, with the aim of helping our 60,000 plus people play their part in Helping Britain Prosper. 

Sharon is committed to creating a culture that attracts and inspires the most diverse, agile and committed talent to thrive and grow.

Before joining Lloyds Banking Group Sharon was Chief People and Places Officer at Finastra – a leading global fintech. 

Prior to this she was Vodafone’s Global HR Director, Technology where she drove their award-winning diversity and digital work programme.

Sharon’s career also spans people and leadership roles at Laing O’Rourke, BAA Heathrow’s Terminal 5, GE Capital, PwC, Kingfisher and Marks and Spencer. 

Sharon is a mother, author and champion of democracy, diversity, equity and inclusion across the world. 

Jo Harris

CEO, Mass Affluent

 

Jo was appointed CEO, Mass Affluent and Interim Co-lead CEO for Consumer Relationships, with Russell Galley, in July 2022 – the latter interim role until late 2022.

Jo joined Lloyds Banking Group in 2014 from RBS, where she worked in a number of different leadership roles. Since joining the Group, Jo has worked in a variety of roles including Managing Director for Business Banking, Group Customer Services, and most recently Managing Director of Lloyds Bank and Bank of Scotland Community Banks.

Jo has been a Trustee for the Lloyds Bank Foundation for England and Wales since 2017.

Laura Needham

Chief Internal Auditor

 

Laura joined Lloyds Banking Group in September 2022 as Chief Internal Auditor.

Before joining Lloyds Banking Group, Laura spent 22 years at PwC in a number of roles, predominantly in the UK, but also spent time in Sydney and New York. Laura’s expertise is in risk, governance and control and at PwC, Laura was both an external audit and internal audit partner working with most major banks in the UK.

In her career she has held several people leadership roles, including being the Head of People for the banking audit practice and the Firm gender balance network sponsor. Laura is passionate about talent development, diversity and inclusion and has led on cultural change programmes to improve employee engagement.

Jayne Opperman

CEO, Consumer Relationships

 

Jayne re-joined Lloyds Banking Group in December 2022 as CEO, Consumer Relationships, the centre of the Group’s growth strategy to deepen our consumer relationships through personalised experience and outstanding customer service. These relationships are delivered through our channels, including our branches and customer-facing teams, the UK’s biggest Digital Bank and our telephony and operations teams.

Jayne has over 25 years of experience in the financial sector, leading diverse teams focused on transforming businesses, most recently specialising in customer channels, operations and technology and using data as a tool to support colleagues and drive personalisation for customers. Prior to re-joining the group, Jayne held roles at several well-known financial institutions both here and in Australia and Asia, including Citi, Westpac, ANZ and most recently Barclays. 

Stephen Shelley

Chief Risk Officer

 

Stephen was appointed Chief Risk Officer in September 2017. He joined the Group in May 2011 as Chief Credit Officer for Wholesale, Commercial and International. In October 2012 he became Risk Director, Commercial Banking Risk and was also a member of the Commercial Banking Management Group.

Prior to joining the Group, Stephen was Chief Risk Officer at Barclays Corporate and prior to that was Chief Credit Officer for the UK Retail and Corporate business in Barclays. In a 21-year career at Barclays, Stephen undertook a variety of roles in the front office and risk.

Stephen is also the Group’s Executive Sponsor for Gender Diversity and Equality.

Jasjyot Singh OBE

CEO, Consumer Lending

 

Jas is CEO, Consumer Lending, our centre of excellence for lending propositions, both for customers who bank with us directly and through intermediaries. 

Jas has worked at Lloyds Banking Group for 16 years and has held a number of roles across the Group’s Consumer and Small Business businesses. His previous experience was in consulting roles, based in the US and across Europe, with a range of corporate strategy and digital design consulting projects across multiple industry sectors.

Jas was awarded an OBE for his contribution to financial services during COVID-19. 

Ron van Kemenade

Group Chief Operating Officer

 

Ron van Kemenade joined Lloyds Banking Group in June 2023 as Group Chief Operating Officer. 

Ron has over 30 years of technology experience in the financial services industry and telecommunications. Before joining the Group, Ron spent 20 years at ING working in senior technology roles and most latterly served on the Board, as the bank’s first Chief Technology Officer, where he was responsible for leading the technology and data agenda that helped transform ING into a truly data-driven, digital bank.

Ron is passionate about technology transformation and how we can harness technology and data to unlock our long-term growth strategy and better support our 26 million UK customers.

Ron has relocated from the Netherlands to set-up home in London, with his wife Annette.

Andrew Walton

Chief Sustainability Officer and Chief Corporate Affairs Officer

 

Andrew joined the Group as Chief Corporate Affairs Officer in December 2018, taking on responsibility for internal and external communications, reputation management and public affairs. In October 2023 Andrew also took on the role of Chief Sustainability Officer, responsible for shaping the Group’s approach to environmental sustainability and responsible business.

Prior to joining the Group, Andrew was Senior Managing Director and Global Head of Financial Services for the strategic communications segment of FTI Consulting.

John Winter

CEO, Corporate & Institutional Banking

 

John joined Lloyds Banking Group in September 2022 as CEO, Corporate & Institutional Banking.

John has more than 37 years’ experience in corporate and investment banking, as well as in retail banking. He was most recently at MUFG, where he was Regional Executive and CEO for EMEA with responsibility for all of its Global Markets, Corporate and Investment Banking businesses. He spent 15 years at Barclays, latterly as CEO for Corporate Banking and previously as head of its European investment banking business.

More information about the Group


Group overview

We're a leading UK-based financial services group, focused primarily on retail and commercial customers.

Group overview

Directors

The Group is led by the Board, comprised of a Chairman, independent Non-Executive Directors and Executive Directors.

Board of Directors

Purpose and strategy

We're creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.

Our strategy