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Finance Analyst, Consumer Lending

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End date

Friday 25 April 2025

Salary range

£43,803 - £48,670

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Job description

JOB TITLE: Finance Analyst, Consumer Lending

LOCATION(S): Cardiff or Bristol

HOURS: Full time

WORKING PATTERN: Hybrid, 40% (or two days) in one of the above office sites
 

About this opportunity

The Consumer Lending business is a key part of the Retail Banking Division.

Consumer Lending provides personal lending and financing products for Mortgages, Credit Cards, Personal Loans and Financing for vehicles in the Transport Business. All of which are household brand names in the markets they operate in.

This role offers an excellent opportunity to join our finance team, where you will analyse both past and future performance and identify growth opportunities for the business.

Reporting to the Senior Manager in the CL Planning and Reporting team, this role is part of a team dedicated to delivering accurate data, information, and performance reports to customers across Retail Finance.
 

Day to day you’ll be;

  • Telling the story of the performance of the business and supporting forecasting of future business outcomes through the planning process.
  • Support your team by delivering insightful, high-quality management accounting reports, ensuring robust controls, and serving as a specialist in management accounting
  • Developing a broad network of contacts across Finance, with collaboration between teams being crucial to your success in this role
  • Meeting individual and team objectives while investing in your personal development by improving your skills and capabilities
     

About us

Like the modern Britain we serve, we’re evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We’re growing with purpose. Join us on our journey and you will too…
 

What you’ll need

  • Qualified/in final year as an accountant (ACCA, CIMA, ACA)
  • Maintain strong financial control at the core of all our activities.
  • Be onsite with the team at least two days a week in Cardiff, Newport or Bristol.
  • Be curious and challenge the status quo. Continuously seek ways to improve our current processes.
  • Work collaboratively and enjoy engaging with customers from various areas.
     

And any experience of these would be really useful

  • Experience in Planning/Budgeting in a Business Context
  • Experience in Monthly Performance Reporting
  • Have a Financial Services background.
  • Confident in using Excel/PowerPoint and other Microsoft applications.
  • Experience in using Oracle Ledgers
     

About working for us

Our focus is to ensure we're inclusive every day, and build an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of

background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we especially welcome applications from under-represented groups.

We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
 

We also offer a wide-ranging benefits package, which includes:

  • A generous pension contribution of up to 15%
  • An annual bonus award, subject to Group performance
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 28 days’ holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies
     

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.
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At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.