We're a leading UK-based financial services group with over 325 years' history and a unique family of household brands. Our purpose at Lloyds Banking Group is Helping Britain Prosper.

Latest news and insight

What is quantum computing and how might it impact financial services?

15 November 2024 | Jamie Harbour

Digital technology

Jamie Harbour, Enterprise Architect in our Emerging Technology & Innovation team unpacks quantum computing, and considers the impact it might have on financial services.

Read Jamie's article

How are people banking now?

27 November 2024 | Jayne Opperman

Digital technology Financial wellbeing

Customers are choosing mobile banking over any other way to bank, with only 8% of customers using a branch regularly.

Jayne Opperman, CEO Consumer Relationships, explores how we bank has changed over the years.

Read Jayne's article
 

Will encouraging women to invest help close the gender pensions gap?

13 November 2024 | Jackie Leiper

Pensions

The latest Scottish Widows Women and Retirement report shows that policy changes introduced over the past two decades, such as automatic enrolment, are having a positive impact on the gender pensions gap, but there are still some missed opportunities.

Read Jackie's article

2024 Q3 IMS highlights


The Group delivered a robust financial performance in the third quarter of 2024, with growth in income alongside continued cost discipline and strong asset quality. Our performance allows us confidently to reaffirm our 2024 guidance.
 


£1.3bn

Statutory profit after tax

£4.3bn

Net income

£2.3bn

Operating costs

15.2%

Return on tangible equity

52.5p

Tangible net asset value per share

14.3%

CET1 ratio

People are the engine of our success

 

Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.

About the Group 


We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
 

Our history

When the Group was formed in 2009 it brought together many well-known brands including Lloyds, Halifax, Bank of Scotland and Scottish Widows – with a combined history stretching back over 325 years.

More about our heritage

Our future

In our strategy we set out an ambition to become a truly purpose-driven organisation, and we're taking steps to embed purpose at the core of our business, decision making, operations and culture.

Our purpose and strategy

How we're Helping Britain Prosper

7.5m+
customers contacted with cost-of-living support since 2022

£35.2m
donated to our charitable Foundations in 2024 to help tackle social disadvantage

£12bn+
funding to first time buyers in 2023, enabling more people to get onto the housing ladder

c.£17bn
funding provided to the social housing sector since 2018

Our brands

 

With over 325 years' heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.

Join the conversation

 

Follow us on our social media channels for the latest updates from the Group and see how we're Helping Britain Prosper.