Our purpose and strategy
Our purpose is Helping Britain Prosper.
Our purpose is Helping Britain Prosper.
Social housing is an integral part of the UK’s housing landscape.
Lloyds Banking Group incorporates many household names.
This report provides an update on our progress towards the Group's sustainability ambitions.
In 2023 we partnered with Crisis.
As with all necessary struggles it’s often the actions of brilliant and tenacious individuals that create lasting change.
Secondary Navigation 'Downloads' links to /content/gca/en-gb/home/who-we-are/downloads
Disclosures relating to our strategic, financial, operational, environmental and social performance.
Latest and archived results for Lloyds Banking Group and its main subsidiaries.
See all the key dates in the financial year.
Higher, more sustainable returns as we continue to Help Britain Prosper.
Secondary Navigation 'ESG information' links to /content/gca/en-gb/home/investors/esg-information
Lloyds Banking Group is the first FTSE 100 company to implement Signly on its job search pages.
It's the alphabet that no child should have to learn.
Secondary Navigation 'Group news' links to /content/gca/en-gb/home/insights.f0-5.html#articleTop
If you want to bring your knowledge and skills to a truly transformative, widescale digital environment, we’d love to hear from you.
Xinyi is pioneering master data strategy at the Group alongside her part-time role as a concert pianist.
Lloyds Banking Group is best known for its portfolio of financial services brands.
Secondary Navigation 'Benefits' links to /content/gca/en-gb/home/careers/benefits
Secondary Navigation 'Learn and develop' links to /content/gca/en-gb/home/careers/learn-and-develop
Secondary Navigation 'About applying' links to /content/gca/en-gb/home/careers/about-applying
Secondary Navigation 'Early careers' links to https://www.lloydsbankinggrouptalent.com/
Secondary Navigation 'Search jobs' links to /content/gca/en-gb/home/careers/job-search
Our purpose is Helping Britain Prosper.
Social housing is an integral part of the UK’s housing landscape.
Lloyds Banking Group incorporates many household names.
This report provides an update on our progress towards the Group's sustainability ambitions.
In 2023 we partnered with Crisis.
As with all necessary struggles it’s often the actions of brilliant and tenacious individuals that create lasting change.
Disclosures relating to our strategic, financial, operational, environmental and social performance.
Latest and archived results for Lloyds Banking Group and its main subsidiaries.
See all the key dates in the financial year.
Higher, more sustainable returns as we continue to Help Britain Prosper.
Lloyds Banking Group is the first FTSE 100 company to implement Signly on its job search pages.
It's the alphabet that no child should have to learn.
If you want to bring your knowledge and skills to a truly transformative, widescale digital environment, we’d love to hear from you.
Xinyi is pioneering master data strategy at the Group alongside her part-time role as a concert pianist.
Lloyds Banking Group is best known for its portfolio of financial services brands.
JOB TITLE: Pricing & Performance Manager
LOCATION(S): Chester / Cardiff
SALARY: £57,000 - £70,000
HOURS: Full-Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least
two days per week, or 40% of our time in the office.
About this opportunity
We are recruiting for a manager to oversee the valuation and analytics of the largest credit card strategy of promotional Balance Transfers and Money Transfers.
The Pricing and Performance team within Credit Card are responsible for the evaluation of credit card strategies.
What would you get involved with?
Leading and controlling our Promotional Balance & Money Transfer Valuation process to influence and guide the pricing of the strategy in order to improve returns. Manage a team of experienced analysts.
You would influence Leaders across the Product Design Management team, Finance and Credit Risk, to support the provision of outstanding valuations and commercial insights into pricing and behavioural segment strategies.
You would lead a team responsible for generating a segmental view of customer valuations:
Lead the valuation modelling of promotional BTs and MTs, developing meaningful commercial insights into behavioural segment performance by price point and ensuring sufficient control and governance (including performance monitoring and model governance)
Wrangle data from different sources in SQL and python
Create and maintain methodologies and models to analyse timeseries behavioural and transactional data
Review code and technical analysis to ensure it is of high quality and to maintain best practices
Build, monitor, and update financial valuations for new and existing offers to customers, shaping proposals for approvals and ensuring appropriate governance is in place
Be responsible for the quarterly process showcasing the changes in valuations, in a collaboration with our partners and senior management.
Lead collaboration with our Credit Risk partners to ensure strategies are aligned and processes appropriately balance risk and reward
Lead and coach our analysts, developing their confidence and strengthening their technical and analytical performance ensuring a pipeline of developing talent
About you….
A confident manager — passionate about solving problems and finding innovative ways to bring data and financial assessments to life.
You'll possess a mix of interpersonal skills, able to influence and work effectively with technical and non-technical audiences. Adept at asking intelligent questions, developing complex analysis and using it to tell compelling stories.
Highly enthusiastic & self-motivated with demonstrable ability to engage with a wide range of people.
Excellent analytical ability with outstanding attention to detail and great numerical skills along with financial experience and profit and loss knowledge
Experience of leading, mentoring, and developing a team of experienced analysts
Advanced SQL knowledge (Cloud knowledge, particularly GCP experience, is a bonus) Ability to develop and review code to modern best practices (we are currently transitioning from SAS to python)
Knowledge of regression analysis techniques (Machine Learning such as gradient boosted tree models a bonus)
Ability to work independently and set key priorities for yourself and your team
You should be used to handling and simplifying large volumes of data and have a high level of technical ability
You would have excellent communicating skills and be able to present summaries of sophisticated and data heavy pieces of work to senior management
Ideally you have Financial Services experience with knowledge of Credit Cards
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups.
We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!
Can't find the role you want right now?
By joining our Talent Community your profile will be visible to our recruitment teams, who are constantly looking to match outstanding talent with our current and future opportunities. Just complete the short form and we’ll be able to keep you up to date.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.