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Public affairs and policy

We consider how legislation and regulation will affect our customers, colleagues and shareholders, advising the Government and regulators on the impact industry changes will have.

Our work in this area

As the bank of choice for 26 million people and businesses across a range of historic brands, Lloyds Banking Group touches nearly every community and household in the UK.

We are often approached by politicians and other policymakers to provide our views and help shape public policy.

We do that by engaging with elected representatives at every level, including Parliament, the devolved institutions and local government, as well as civil servants, regulators, trade associations and think tanks.

We do this in a way that is consistent with our values and that meets the expectations of society.

Public policy

We want to play our role in Helping Britain Prosper. Our thematic priorities are:

  • Providing access to good and sustainable housing.
  • Enabling the transition to net zero.
  • Accelerating regional development across the UK.
  • Building financial resilience and inclusion.
  • Being a leader in inclusion and diversity.

We provide politicians and policymakers with briefings on these topics and insights from our business. 

 

Constituency insight

We publish regular factsheets for all 650 UK parliamentary constituencies which provide information about our presence and activity in each constituency, economic statistics and details of our responsible business agenda in the local community.

Find your constituency factsheet

Group Ambassador Programme


Our Ambassadors are senior leaders from across the Group who represent us in all the nations and regions of the UK. Their role is to help us better understand the specific needs and interests of the places they represent and make sure we are doing what we can to support their nation or region.

They engage with politicians, business leaders, local authorities and charities – among others – to raise awareness about the Group’s activity in the nation or region, and to discuss how we can work together to help the communities and businesses of the UK prosper.

Tom Martin       

 

East

 

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Esther Dijkstra

 

South East

 

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Simon Kenyon

 

London

 

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Jackie Leiper

 

Scotland

 

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Andrew Asaam

 

Midlands

 

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Wales

 

Recruitment underway

 

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Mark Burton

 

Yorkshire and The Humber

 

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Emily Cox

 

North

 

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Jenny Burnside

 

Northern Ireland

 

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South West

 

Recruitment underway

 

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Research, legislation and how we work with others

Research

We develop and commission research to inform public policy debates. This includes:

Building futures: A new era of investment in social housing

Grounded in evidence: A way forward to British farms

Scottish Widows Retirement Report 2024

Working with nature: Integrating nature-based solutions across urban environments and landscapes

Trade associations

We are a member of various trade associations which seek to represent their members and shape the banking industry’s or financial services sector’s collective response to regulatory and public policy issues. The main associations in which we participate are listed below:

Agencies

We retain the services of a number public affairs agencies for the purposes of political monitoring and/or strategic advice.

The agencies we work with are members of the Public Relations and Communications Association (PRCA), and the services provided are recorded on the PRCA’s Public Affairs Register.

The activities of other organisations and agencies which provide strategic advice and lobbying are recorded by the Office of the Registrar of Consultant Lobbyists.

Political donations and expenditure

Political donations and expenditure are governed by legislation with which we and our employees must comply. It is our policy not to make political donations to, or campaign on behalf of, any political party in any country.

The Companies Act 2006 sets out what constitutes political donations and expenditure. The definitions are drawn widely and may cover activities that are an accepted part of engaging with our stakeholders but are not designed to support any political party or to influence public support for any political party. As such, at each Lloyds Banking Group Annual General Meeting we seek authority from shareholders to incur political expenditure up to a predetermined limit. This authority is a precautionary measure to ensure that we can continue to support our communities and put forward our views without inadvertently breaching the legislation.

The Lobbying (Scotland) Act 2016

The Act provides a definition of ‘regulated lobbying’ and requires that anyone who engages in regulated lobbying records details of their activities on the official Lobbying Register of the Scottish Parliament. The website of the Lobbying Register offers a searchable record of our entries.

News and insight


The latest news, expertise and thought leadership from the Group.

 

Will encouraging women to invest help close the gender pensions gap?

13 November 2024 | Jackie Leiper

Pensions

The latest Scottish Widows Women and Retirement report shows that policy changes introduced over the past two decades, such as automatic enrolment, are having a positive impact on the gender pensions gap, but there are still some missed opportunities.

Read Jackie's article

Link Pay newest feature available in Lloyds mobile app

25 October 2024 | Lloyds Bank

Digital technology

Lloyds customers can now request money from friends and family, quickly and easily, using the new Link Pay feature in the mobile banking app.

Read press release
 

The hidden cost of the housing crisis

29 October 2024 | David Cleary

Housing

The number of people experiencing homelessness in the UK is at an all-time high, with 240,000 households living in unsuitable temporary accommodation.

Read David's article

All news and insight