Commodities and Structuring Product Manager

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End date

Thursday 30 January 2025

Salary range

£81,999 - £91,110

Agile Working Options

Job Share; Hybrid Working

Job description

JOB TITLE:           Commodities and Structuring Product Manager

LOCATION:         London

HOURS:                 Full time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity

The Trade and Working Capital team provides commercial banking solutions to businesses of all sizes, in the UK and internationally. These solutions are grounded in an in-depth understanding of clients, a passion for enabling businesses to efficiently handle their liquidity, complete payments, mitigate their risks, fund trade flows and support growth.

We’re looking for an individual who is experienced in commodities and structured Trade Finance products to work in a team of product specialists within the business.  You will be working with the Product Director in structuring, underwriting and managing the product suite, while also ensuring alignment to core regulatory requirements and compliance policies and delivering great customer outcomes.

You’ll work with a high energy team of product specialists, as well as key partners in other areas of the bank, to unlock growth whilst championing an environment of diversity and customer centric innovation, promoting new ways of working to deliver our broader purpose – Helping Britain Prosper.

Role Accountabilities

  • Design and develop trade commodity finance products while ensuring compliance with the bank's internal product governance policies.
  • Develop product and pricing strategies in line with overall group policy and regulations.
  • Monitor product performance and market trends to identify opportunities for enhancement and innovation.
  • Support the sales team in structuring complex Trade transactions and provide ad-hoc training as required.
  • Ensure products comply with relevant regulations and internal policies.
  • Collaborate with a wide range of internal and external stakeholders to ensure we deliver the best solutions for our clients.
  • Provide training and support to sales teams to effectively market trade finance products
  • Work closely with Transaction risk management team to assess and mitigate risks associated with trade finance products
  • Conduct market research to stay abreast of industry developments and competitor offerings

What you’ll need

  • Evidenced, relevant experience in trade finance, with a focus on commodity finance products.
  • Proven track record in product development and management in financial services.
  • Strong understanding of trade finance instruments and commodity markets.
  • Excellent analytical and problem-solving abilities.
  • Effective communication and interpersonal skills.
  • Ability to work collaboratively across departments and with external partners.

About working for us

Our focus is to ensure we’re inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. 
As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include longterm health and neurodivergent conditions) where it is reasonable to do so. This could include flexibility with regards to office attendance, location, and working pattern. 
If you have a disability, you can also apply via our Disability Confident Scheme (DCS). Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.
We also provide adjustments that are reasonable throughout the recruitment process to reduce or remove barriers for applicants with a disability, long-term health condition or neurodivergent condition. If you’d like an adjustment to the recruitment process just let us know.

This is a once in a career opportunity to help shape your future as well as ours. 

Join us and grow with purpose!

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At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.